Classic Car Finance

We want to keep our customers like we keep our classic cars, for a very very long time.

Finance with ascari

Discover Tailored Financing for Your Classic Car

Transform your classic car ownership dreams into reality with our specialized financing solutions. Our extensive network of lenders excels in crafting the perfect financial package for a wide array of classic cars, including iconic brands such as Ford, Jaguar, and Toyota. Choose from a range of flexible options, such as Hire Purchase, Lease Purchase, or Personal Contract Purchase (PCP), all designed to cater to your unique desires.

Why Opt for Our Classic Car Financing:

1. Competitive Rates: Our financing consistently offers more favorable rates than costly in-house dealer finance.

2. Varied Financing Options: Whether your preference is PCP, Hire Purchase, or Lease Purchase, we have the ideal solution to suit your needs.

3. Customized for You: We collaborate with multiple funding sources to identify financing that aligns perfectly with your individual requirements.

4. Flexible Financing: Loans designed to accommodate various budgets and preference, preservingyour financial flexibility. 

5. Swift and Personalized Service: Expect a prompt, friendly, and tailored service experience.

6. Enhanced Flexibility: Our flexible options enable you to upgrade your classic car more frequently.

Realize your classic car ownership aspirations with financing that adapts to your lifestyle. Choose Ascari Finance for effortless classic car financing.

Classic Car Financing We offer

Classic cars are more than just vehicles; they are time capsules of history, each one telling a unique story. From the iconic Ford Model T to the elegant Jaguar E-Type, each classic car embodies a distinct era of automotive design and craftsmanship.

And just like these classic cars stand out, our financing options are equally unique. We understand that owning a classic car is a dream for many, and our financing solutions are designed to make that dream a reality. We offer tailored financing packages that cater to your individual needs, providing you with the flexibility and affordability you deserve.

Just as each classic car has its own character and charm, our financing options are as diverse as the classic cars themselves. Whether you’re looking to restore a vintage beauty or cruise in a timeless classic, our financing is here to make your journey into classic car ownership an unforgettable experience.

HOW IT WORKS

1

CHAT WITH US

Before we look at your options, we want to get to know you and your needs. Ask us any questions you have - our expert financial consultants are here to help.

FILL OUT OUR FORM

Once you feel ready to take the next step, we’ll ask you to fill out the simple form on our website so we can make sure the packages we offer you are right for you.

2

RELAX

We’ll do all the work here, giving you a chance to put the kettle on, sit down and picture yourself in your new car-to-be.

3

WATCH YOUR INBOX

Once we’ve reviewed all your options, we’ll be in touch with you via email to set up a meeting where we’ll go through every option in detail.

4

Not sure why type?

Our team has the expertise and experience to support you with a wide range of finance packages. Everyone’s financial situation is different, and that’s why we tailor our service to every individual and ensure you have a full understanding of what’s available before you make a decision.
Refinancing

If you’ve already taken out a loan for your car, then refinancing can be a great way to tailor the conditions of your loan, particularly if your circumstances have changed or you’re looking for a better deal. Refinancing your car involves replacing your existing loan with a new loan, with new terms.

If you find the right deal, it can lower your interest rate and monthly payments. Alternatively, you could choose to increase your monthly payments to pay off the debt more quickly. However, your existing loan may have a prepayment penalty, and your new loan may charge an origination fee upfront when you refinance, so it’s important to calculate how much money you’d be saving.

Hire Purchase (HP)

In a HP contract, your chosen finance company will initially buy the car on your behalf.

You then hire the car from the finance company over the contracted period and purchase it at the end. You’ll pay a deposit to begin with, and then borrow the remaining amount at a set interest rate over a set number of years, so you’ll be paying back the same amount each month.

At the end of the contract, you will have ownership of the car.

HP With Balloon

A HP with Balloon contract is very similar to the traditional HP contract above, but instead of your usual monthly payment, your last payment will be a larger ‘balloon’ payment. This gives you more control over how much you pay monthly: the bigger your balloon payment, the smaller your monthly payments can be.

Just like in a regular HP contract, you’d be hiring the car from the finance company who bought it on your behalf, before you purchase it from them at the end of the contracted period.

Personal Contract Purchase (PCP)

PCP finance takes into account the depreciation of a car’s value over time, which means the monthly payments are lower than in a HP contract, explained above. However, whilst a HP contract automatically gives you ownership of the car at the end of the contracted period, you’d need to make a large optional final payment to own it with PCP.

Lease Purchase

A lease purchase is generally the most affordable way to pay for a vehicle on finance, as the monthly payments can be largely adjusted to suit you, and are lower than in PCP or HP contracts. The monthly payments cover only part of the vehicle’s full value, and so you must pay a large payment at the end which gives you ownership of the vehicle.

Our Vision

To be the UK’s most trusted and valued finance broker