Luxury Car Finance

We aim to make the process of financing your dream luxury car as smooth and enjoyable as the drive itself.

Finance with ascari

Tailored Financing for Your Dream Luxury Vehicle

Explore personalized financing solutions for high-end luxury vehicles with us. Our extensive network of lenders specializes in creating the perfect financial package for prestigious cars like Mercedes-Benz and Bentley. Choose from a range of flexible options, including Hire Purchase, Lease Purchase, or Personal Contract Purchase (PCP), to align with your unique requirements.

Why Choose Us:

Competitive Rates: Our financing consistently outperforms expensive in-house dealer finance.

Diverse Options: Whether it’s PCP, Hire Purchase, or Lease Purchase, we offer the ideal solution.

Tailored to You: We collaborate with multiple funders to discover your perfect financing arrangement.

Flexible Financing: Loans designed to accommodate various budgets and preference, preservingyour financial flexibility.

Swift and Personable: Anticipate a fast, friendly, and personalized service.

Enhanced Flexibility: Our flexible options enable you to upgrade your luxury vehicle more frequently.

Embrace luxury car ownership with financing that’s perfectly suited to you. Ascari Finance, where luxury vehicle dreams become reality with ease.

Luxury Car Financing We offer

This is not a full list. Please contact us for a free no obligation quote or to see if we can arrange finance for you.

HOW IT WORKS

1

CHAT WITH US

Before we look at your options, we want to get to know you and your needs. Ask us any questions you have - our expert financial consultants are here to help.

FILL OUT OUR FORM

Once you feel ready to take the next step, we’ll ask you to fill out the simple form on our website so we can make sure the packages we offer you are right for you.

2

RELAX

We’ll do all the work here, giving you a chance to put the kettle on, sit down and picture yourself in your new car-to-be.

3

WATCH YOUR INBOX

Once we’ve reviewed all your options, we’ll be in touch with you via email to set up a meeting where we’ll go through every option in detail.

4

Not sure why type?

Our team has the expertise and experience to support you with a wide range of finance packages. Everyone’s financial situation is different, and that’s why we tailor our service to every individual and ensure you have a full understanding of what’s available before you make a decision.
Refinancing

If you’ve already taken out a loan for your car, then refinancing can be a great way to tailor the conditions of your loan, particularly if your circumstances have changed or you’re looking for a better deal. Refinancing your car involves replacing your existing loan with a new loan, with new terms.

If you find the right deal, it can lower your interest rate and monthly payments. Alternatively, you could choose to increase your monthly payments to pay off the debt more quickly. However, your existing loan may have a prepayment penalty, and your new loan may charge an origination fee upfront when you refinance, so it’s important to calculate how much money you’d be saving.

Hire Purchase (HP)

In a HP contract, your chosen finance company will initially buy the car on your behalf.

You then hire the car from the finance company over the contracted period and purchase it at the end. You’ll pay a deposit to begin with, and then borrow the remaining amount at a set interest rate over a set number of years, so you’ll be paying back the same amount each month.

At the end of the contract, you will have ownership of the car.

HP With Balloon

A HP with Balloon contract is very similar to the traditional HP contract above, but instead of your usual monthly payment, your last payment will be a larger ‘balloon’ payment. This gives you more control over how much you pay monthly: the bigger your balloon payment, the smaller your monthly payments can be.

Just like in a regular HP contract, you’d be hiring the car from the finance company who bought it on your behalf, before you purchase it from them at the end of the contracted period.

Personal Contract Purchase (PCP)

PCP finance takes into account the depreciation of a car’s value over time, which means the monthly payments are lower than in a HP contract, explained above. However, whilst a HP contract automatically gives you ownership of the car at the end of the contracted period, you’d need to make a large optional final payment to own it with PCP.

Lease Purchase

A lease purchase is generally the most affordable way to pay for a vehicle on finance, as the monthly payments can be largely adjusted to suit you, and are lower than in PCP or HP contracts. The monthly payments cover only part of the vehicle’s full value, and so you must pay a large payment at the end which gives you ownership of the vehicle.

Our Vision

To be the UK’s most trusted and valued finance broker