Tailored Financing for Your Dream Motorhome
Explore customized financing options for your ideal motorhome with Ascari Finance. Our extensive network of lenders specializes in crafting the perfect finance deal for motorhomes of all types. Choose from flexible options like Hire Purchase, Lease Purchase, or Personal Contract Purchase (PCP) to align with your preferences.
Why Choose Us:
Competitive Rates: Our financing often outperforms expensive in-house dealer finance.
Diverse Options: Whether it’s PCP, Hire Purchase, or Lease Purchase, we have the right solution for your motorhome.
Tailored to You: We collaborate with multiple funders to find your ideal financing, personalized to your needs.
Flexible Financing: Loans designed to accommodate various budgets and preferences, preserving your financial flexibility.
Swift and Personable: Expect a quick, friendly, and personalized service.
Enhanced Flexibility: Our flexible options allow you to enjoy your motorhome adventures to the fullest.
Embark on your motorhome journeys with financing that’s as seamless and enjoyable as your travels themselves. Ascari Finance, where motorhome ownership is made effortless.
Before we look at your options, we want to get to know you and your needs. Ask us any questions you have - our expert financial consultants are here to help.
Once you feel ready to take the next step, we’ll ask you to fill out the simple form on our website so we can make sure the packages we offer you are right for you.
We’ll do all the work here, giving you a chance to put the kettle on, sit down and picture yourself in your new car-to-be.
Once we’ve reviewed all your options, we’ll be in touch with you via email to set up a meeting where we’ll go through every option in detail.
If you’ve already taken out a loan for your car, then refinancing can be a great way to tailor the conditions of your loan, particularly if your circumstances have changed or you’re looking for a better deal. Refinancing your car involves replacing your existing loan with a new loan, with new terms.
If you find the right deal, it can lower your interest rate and monthly payments. Alternatively, you could choose to increase your monthly payments to pay off the debt more quickly. However, your existing loan may have a prepayment penalty, and your new loan may charge an origination fee upfront when you refinance, so it’s important to calculate how much money you’d be saving.
In a HP contract, your chosen finance company will initially buy the car on your behalf.
You then hire the car from the finance company over the contracted period and purchase it at the end. You’ll pay a deposit to begin with, and then borrow the remaining amount at a set interest rate over a set number of years, so you’ll be paying back the same amount each month.
At the end of the contract, you will have ownership of the car.
A HP with Balloon contract is very similar to the traditional HP contract above, but instead of your usual monthly payment, your last payment will be a larger ‘balloon’ payment. This gives you more control over how much you pay monthly: the bigger your balloon payment, the smaller your monthly payments can be.
Just like in a regular HP contract, you’d be hiring the car from the finance company who bought it on your behalf, before you purchase it from them at the end of the contracted period.
PCP finance takes into account the depreciation of a car’s value over time, which means the monthly payments are lower than in a HP contract, explained above. However, whilst a HP contract automatically gives you ownership of the car at the end of the contracted period, you’d need to make a large optional final payment to own it with PCP.
A lease purchase is generally the most affordable way to pay for a vehicle on finance, as the monthly payments can be largely adjusted to suit you, and are lower than in PCP or HP contracts. The monthly payments cover only part of the vehicle’s full value, and so you must pay a large payment at the end which gives you ownership of the vehicle.
Our Vision
Providing the best financing options in the market.
A Proud
NACFB Member
Copyright © Ascari Finance 2023. All rights reserved.
Ascari Finance is a trading name of Ascari Finance Ltd. We are an independent credit broker and not a lender. We are authorised and regulated by the Financial Conduct Authority with firm reference number 986624. We can introduce you to lenders that we believe have the requisite appetite for your borrowing need. Our role as a credit broker is to determine which lender on our panel to introduce you to. Each lender provider may have different interest rates and charges. We may receive commission from the lender for introducing you to them. The commission received is either a fixed fee or a percentage of the amount you borrow. The lenders we work with could pay commission at different rates, however the amount of commission that we receive from a lender does not influence the amount that you pay to that lender under your loan agreement. We will disclose the amount of commission we will receive in full upon request. If you would like us to disclose any potential commission, please make your request to our head office address on our contact page or by email to support@ascarifinance.com or by telephone on 08000 584180.
Registered addresss: Suite 2 Stanley House, Kelvin Way, Crawley, England, RH10 9SE
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